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Money Tips is a free, independent online resource providing Australians with superior knowledge and insight in all things to do with money.

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Recent News

Finance News
Reserve Bank leaves interest rates steady

04 Apr 2012 :: The board of the Reserve Bank of Australia has left interest rates unchanged at 4.25 per cent at its... read more

Financial Planning News
Financial planning industry tackles code of conduct confusion

18 May 2012 :: The code of conduct carve-out to opt-in requirements has led to questions over what happens when there... read more

Home Loans News
ANZ last to move in cutting rates

18 May 2012 :: ANZ Bank is the last of the big four banks to announce its move on interest rates this month, cutting... read more

Insurance News
Fraud is major cause for high PI premiums. Vero

18 May 2012 :: Professional indemnity (PI) premiums are high because insurers have difficulty identifying authorised... read more

Investment News
Markets freeze, gold dives as Greek exit looms

18 May 2012 :: Global markets are jumpy and even prices for safe haven assets are plunging as the political impasse... read more

Sharemarket News
Shares in holding pattern amid Greek turmoil

18 May 2012 :: The share market has closed in negative territory as deepening turmoil in Europe overcame investors in... read more

Superannuation News
Who is really paying for superannuation changes?

18 May 2012 :: The Federal Government needs to be more transparent about who is really paying for its changes to superannuation,... read more

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Recent Articles

You drive to the station. On the way, you drop your daughter at school. Her first lesson today is English. Her teacher is 72 year old Mrs MacDuff. You park your car and buy your weekly ticket from Alan, who has been at this station for 5 years. Alan is 68. At the next station, your good friend Margo gets on. Margo works at your bank. She is 74. But she tells people she’s 69. Before going up to your office, you buy a coffee. You’re served by Ralph as usual. Ralph has just turned 80. You’re about to get in the lift when a young punk barges past, iPod blaring, and punches the Door Close button impatiently. “Kids today have no breeding,” you think. “Can’t be a day over 50 and he thinks he owns the world.”
Today, ordinary Australians are now realising that a Government pension won’t give them the lifestyle they want in the years when they are not earning an income. The need to save money for the future has become a big wake up call to millions of workers who have low superannuation savings.
These days, life without a credit card would be hard to imagine. We have become so used to the convenience of "plastic", we don't leave home without it. (Sound familiar?) While you can't dispute the ease and convenience of not having to pay in cash at the supermarket, petrol pump or pub, here are some handy credit card reminders.
Nobody I know enjoys paying bills - and keeping them organised can be a real headache. Here's a solution to help you to gain control of your finances and save money on late fees.
Do you have mounting credit card debts or a number of different loans to pay off? If you do, then debt consolidation is an option you can consider to make the process of debt repayment quicker and easier.
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