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Using finance to accelerate you financial goals can be an effective strategy when used wisely. In this category we examine a wide range of issues relating to a comprehensive selection of finance related products.
With summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler will tell you that there are two ways to go: the quick way and the enjoyable way. The quick way usually involves marathon sessions behind the wheel, aggressively passing as many RVs as you can, and using the freeways to get to the destination in the quickest time possible. I've done it, and found that I need an extra day just to recover from the stress of the journey.
Handling Financial Situations As a Married, Unmarried Or Divorced Woman
- By Landon McGehee
- Finance
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Whether you are in a committed relationship or are a happy single person, you should make it a top priority to understand your finances. This article will highlight some of the key points that you need to understand to take control of your finances and your financial goals.
Online Savings Account Tips
- By Alyssa Medrano
- Finance
- Unrated
An online savings account is critical for managing your finances. It offers a good place to keep your savings and is also a good way of earning extra easy money on your cash balances.
Throughout the life of a mortgage people’s situations do change. As a result is it is always wise to get a regular ‘health check’ on your existing mortgage to see it is still relevant to your circumstances and up to date compared with other products on the market.
Good Debt Versus Bad Debt
- By Clint Maher
- Finance
- Unrated
Some people see debt as a curse, and other people see it as a friend. It can be used to make you miserable, or it can be used to make you wealthy beyond your wildest dreams. The trouble is, how do we know what is good and what is bad?
There may come a time in your life when you are asked to co-sign for a loan or credit card. If this is the case, there are several things to consider before making a final decision. Technically, you are putting yourself at risk of damaging your own credit, in the event that the loan goes unpaid.
Getting the Most Out of Your Bank
- By Bill Stone
- Finance
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Having a bank that meets all of your financial needs is an asset that many people don't appreciate. If you have a bank that doesn't meet all of your needs, however, it's pretty easy to tell. In order to get the most out of your bank, you may need to investigate the services that your current bank offers, or you might have to find a new bank entirely that offers the services that you need.
Felt by many home buyers, the current interest rate level has sure applied pressure..., but was it necessary - asks Robert Projeski, managing director of Australian Mortgage Options.
How to Get Out of Debt
- By Paul Rogers
- Finance
- Unrated
If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read the following tips. Some may seem obvious, but do put them into practise as they will help.
Five Worst Credit Card Mistakes
- By Pauline Go
- Finance
- Unrated
Here are five of the worst mistakes most credit card holders make. If you can avoid these mistakes, you will benefit greatly.
Credit plays a dual role in our society; sometimes a lifesaver, and at other times a murderer. Trying to float above imminent economical disaster is a daily exercise for the majority. So, credit companies often seem to be our rescuer, offering attractive interest rates, interest-free repayment periods and extended credit limits. But, what they don't tell you at the time you apply for credit could be the knife edge you've been trying to avoid all along.
5 Credit Killers
- By Taylor Leonard
- Finance
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A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. Interestingly, there are some credit killers? that even people maintaining good credit scores would unwittingly be a part of, which will be their undoing when applying for credit facilities in the future. These mistakes may seem to be insignificant, but when the time comes, you may face more problems than you expect.
Are you Spending Savvy?
- By Greg Ellis
- Finance
- Unrated
When applying for a payday loan it’s easy to get caught up in the excitement or relief of having money again, because lets face it, it feels good doesn’t it?
Today, I’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment.
Payday lending is surrounded by confusion and misunderstanding. Critics see high Annual Percentage Rates (APR’s) and deduce that payday lenders are profiting abnormally at the expense of consumers.
Credit - Your Friend or Foe?
- By Greg Ellis
- Finance
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Let’s investigate the difference between money and credit. When either will buy those wicked sunnies or cute earrings, the difference can start to become blurry.
You have decided to buy a home - but what next? The maze of legal work, negotiations, dealing with surveyors and solicitors, finding a good mortgage deal and worrying about your deal falling through, is enough to make anyone's hair stand on end. Then you've got to actually find the home of your dreams.
An interesting thing I found out was that apart from being share trader I have also become a “Dividend Stripper.” I shall explain this further as to what I do occasionally.
4 Steps Get Rid Of Debt Problems
- By Rob Hawkins
- Finance
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Are you drowning in debt and having trouble seeing your way out? Follow these steps and you may just see that there's a light at the end of the tunnel!
I want the protection in the current low interest rate environment but I don’t want to be locked in for too long a period" ... a commonly heard requirement from business borrowers.