Greg Ellis
Articles by this Author
Are you Spending Savvy?
- By Greg Ellis
- Finance
-
Rating:
When applying for a payday loan it’s easy to get caught up in the excitement or relief of having money again, because lets face it, it feels good doesn’t it?
Today, I’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment.
Payday lending is surrounded by confusion and misunderstanding. Critics see high Annual Percentage Rates (APR’s) and deduce that payday lenders are profiting abnormally at the expense of consumers.
Budgeting isn’t that hard of a task – it’s more a matter of actually doing it.
Credit - Your Friend or Foe?
- By Greg Ellis
- Finance
-
Rating:
Let’s investigate the difference between money and credit. When either will buy those wicked sunnies or cute earrings, the difference can start to become blurry.
Remember high school? You worked for a few hours a week and rarely saw more than a couple of hundred dollars at a time. It didn’t matter because you did what you wanted most the time anyway. Money was only a problem for your parents.