Tracy Piercy
Tracy Piercy, a Certified Financial Planner in the Uunited States, offers step by step proven success principles, tools, ideas and strategies integrated with practical financial planning strategies. She has worked in the financial industry, in insurance, banking, and as a well respected investment advisor with CIBC Wood Gundy, for more than 15 years. Tracy is the author of Enlightened Wealth, a personal money journal. To learn more about her step by step system visit http://www.moneyminding.com
Articles by this Author
With summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler will tell you that there are two ways to go: the quick way and the enjoyable way. The quick way usually involves marathon sessions behind the wheel, aggressively passing as many RVs as you can, and using the freeways to get to the destination in the quickest time possible. I've done it, and found that I need an extra day just to recover from the stress of the journey.
There's nothing like a financial crisis to bring out the "talking heads" in the media. As markets toss wildly up and down, people are looking for information and answers, so financial stories have jumped out of the business sections and onto the top of the news. But, too many experts by far are skirting the real issues and giving us only the "pat answers" that don't satisfy the real personal concerns of people like you and me.
What Will You Splurge On?
- By Tracy Piercy
- Budgeting
- Unrated
Money splurges, big or small, can be guilt-ridden affairs, especially when they happen impulsively, or fall outside "the spending plan". But nearly everybody splurges from time to time. Here are some tips on how you can indulge guilt free while building and maintaining your wealth.
Do decisions about where to spend or invest your money make you paralyzed? Take fear and stress out of the decision-making process by increasing your knowledge in three key areas.
Money Management - More Than "Get Out of Debt and Save Money"
- By Tracy Piercy
- Wealth Creation
- Unrated
Most money experts are quick to tell us we aren't saving enough to provide for our financial security. However, being financially secure depends on another factor that's even more important than savings... and very few people are talking about it.
Treasure Hunting
- By Tracy Piercy
- Wealth Creation
- Unrated
Find new uses for the financial tools you have lying around the house! Life insurance, investments, and even your credit cards are all waiting for you to find a new purpose for them - one that will increase your wealth and get you on the road to financial independence.
Find out how talking about income with your advisor can put you on the road to financial security. It entails more than just hoping for a large nest egg - it involves making money from a variety of sources.
In order to retire from the workforce you need to have enough financial resources that you can support yourself in the lifestyle you desire. Do you or will you run out of money?
Mend Your Money Mistakes
- By Tracy Piercy
- Investing
- Unrated
Money mistakes take more forms than just forgetting to balance your checkbook, or making only minimum payments on your credit cards. Your biggest money mistakes happen when your priorities are backwards. Here are five ways we all slip up - and simple steps for turning it around.
First, understand that this is more than an intellectual question. It is a highly charged emotional issue. Considering the consequences for many people retired, or close to it, these decisions can have life changing impact.
What dreams, plans, and creative ideas are you putting aside 'for now' waiting for 'someday' when you have more time, more money, or something else to happen in your life? What needs to happen before you act on your dreams?
Sometimes you just need a bit of information to be able to look at your financial situation differently and consider all of your options for making money, not just one or two.
When your money is tied up in storm-tossed markets, it's easy to panic. But should you ride it out, or head for shelter? Here are 3 cool-headed tips to help you make the decision.
A financial advisor is anyone who offers you information, products, services, or opinions on any matter that could affect your personal finances. A scam artist is someone who intentionally sets out to profit only for personal self-interest. Before you can make the distinction and be comfortable working with financial advisors, you must first understand who your advisor really is. Why is this definition important? Because technically, myself, or anyone else providing financial information, is providing you with financial advice.
Who's Minding Your Money?
- By Tracy Piercy
- Investing
- Unrated
We’ve got the financial advisors on one side and the clients on the other side. Whether it's the millionaire losing millions, or the widow losing several thousand, the results are always bad: anger, fear, grief, disbelief, insecurity - and no one seems to be winning.