Jennifer has written two books for novices: "How to Kick Bad Spending Habits.. and Save for What You Really Want", and her latest book: "Sack Your Financial Planner - Create Financial Independence". She believes that education, research and planning are the keys to lasting financial security. Believing what others say without research is the key to the poorhouse. Bonus: 7-Day First Steps to Financial Freedom e-course with every SYFP book.