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					  <title><![CDATA[Accessing Superannuation Early]]></title>
					  <link>http://www.money-tips.com.au/articles/229/1/Accessing-Superannuation-Early/Page1.html</link>
					  <description><![CDATA[With many Australians are under significant financial pressure due to the worsening economic climate, people are now considering all avenues to get some sort of release in the downturn. One issue which may be considered is the prospect of accessing some of your superannuation to prop up your finances.]]></description>
					  <author>no@spam.com (Nick Jeratt)</author>
					  <pubDate>Thu, 02 Jul 2009 09:05:24 EST</pubDate>
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					  <title><![CDATA[Prepare a Will]]></title>
					  <link>http://www.money-tips.com.au/articles/227/1/Prepare-a-Will/Page1.html</link>
					  <description><![CDATA[Many persons avoid preparing a will because they feel this act is too final and may herald their death sooner than later. Then there are others who erroneously believe that only the wealthy should make wills. <br/><br/>]]></description>
					  <author>no@spam.com (Michael McGibbon)</author>
					  <pubDate>Wed, 01 Jul 2009 13:06:04 EST</pubDate>
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					  <title><![CDATA[Top 10 Excuses For Not Having A Will]]></title>
					  <link>http://www.money-tips.com.au/articles/206/1/Top-10-Excuses-For-Not-Having-A-Will/Page1.html</link>
					  <description><![CDATA[
<p>Every adult should have a legal Will, but for a variety of reasons, most people do not. Furthermore, of those people who do have a Will, most are not reviewed regularly or kept up-to-date. There are a number of excuses offered, but this article seeks to demonstrate that there really is no excuse; everybody needs a legal Last Will and Testament.</p>]]></description>
					  <author>no@spam.com (Tim Hewson)</author>
					  <pubDate>Wed, 06 May 2009 20:26:39 EST</pubDate>
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					  <title><![CDATA[Introduction to Estate Planning]]></title>
					  <link>http://www.money-tips.com.au/articles/156/1/Introduction-to-Estate-Planning/Page1.html</link>
					  <description><![CDATA[Estate planning is the creation of a comprehensive financial plan to provide for your spouse and heirs upon your passing.]]></description>
					  <author>no@spam.com (Varry Waxler)</author>
					  <pubDate>Mon, 30 Jun 2008 22:04:12 EST</pubDate>
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					  <title><![CDATA[Reverse mortgages – what retirees need to know]]></title>
					  <link>http://www.money-tips.com.au/articles/137/1/Reverse-mortgages-a-what-retirees-need-to-know/Page1.html</link>
					  <description><![CDATA[More and more retirees are struggling to meet living expenses, and with 4 million baby boomers eyeing an end to life in the workforce the prospect of many more cash poor Australians is the reality. ]]></description>
					  <author>no@spam.com (Tim Stoyles)</author>
					  <pubDate>Sun, 25 May 2008 06:56:20 EST</pubDate>
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					  <title><![CDATA[Education needed as $15 Billion reverse mortgage boom projected]]></title>
					  <link>http://www.money-tips.com.au/articles/136/1/Education-needed-as-15-Billion-reverse-mortgage-boom-projected/Page1.html</link>
					  <description><![CDATA[With Baby Boomers reaching retirement age the demand for reverse mortgagtes is set to grow considerably]]></description>
					  <author>no@spam.com (Tim Stoyles)</author>
					  <pubDate>Fri, 23 May 2008 14:19:37 EST</pubDate>
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					  <title><![CDATA[Wills: Ready, Willing and Able.]]></title>
					  <link>http://www.money-tips.com.au/articles/5/1/Wills-Ready-Willing-and-Able/Page1.html</link>
					  <description><![CDATA[Planning for the future is something that many people put off &#8211; particularly where writing a will is concerned. This is because, regardless of how old we get, no one likes to think of their demise. As such, we move through life often unconcerned for the long-term implications our short-term decisions may have on our future, or that of our family. ]]></description>
					  <author>no@spam.com (Frank Hills)</author>
					  <pubDate>Fri, 23 Mar 2007 21:45:47 EST</pubDate>
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