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				<title><![CDATA[Money-Tips - Articles - Budgeting]]></title>
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					  <title><![CDATA[Savings make a comeback]]></title>
					  <link>http://www.money-tips.com.au/articles/254/1/Savings-make-a-comeback/Page1.html</link>
					  <description><![CDATA[You've got to hand it to the banks. A few years ago they were extolling the virtues of borrowing and living on credit. Now one bank has a marketing campaign based on the idea that "Saving is the new spending" and another is urging customers to sign up for a month of 'fiscal fasting'. <br/>]]></description>
					  <author>no@spam.com (Barbara Drury)</author>
					  <pubDate>Wed, 07 Apr 2010 08:21:36 EST</pubDate>
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					  <title><![CDATA[More bang for your buck]]></title>
					  <link>http://www.money-tips.com.au/articles/249/1/More-bang-for-your-buck/Page1.html</link>
					  <description><![CDATA[With the Australian dollar riding high, plenty of overseas destinations favoured by Australians are exceptional value. America is the top of the list, with the US now more than 40 per cent cheaper than it was a year ago.]]></description>
					  <author>no@spam.com (John Collett)</author>
					  <pubDate>Fri, 27 Nov 2009 11:39:37 EST</pubDate>
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					  <title><![CDATA[6 Tips For Trimming Your Budget]]></title>
					  <link>http://www.money-tips.com.au/articles/205/1/6-Tips-For-Trimming-Your-Budget/Page1.html</link>
					  <description><![CDATA[With the economy in freefall, everyone is concerned about spending too much money. We all need to save money but a lot of times people don't know where to start. ]]></description>
					  <author>no@spam.com (Matthew Kepnes)</author>
					  <pubDate>Wed, 06 May 2009 13:25:19 EST</pubDate>
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					  <title><![CDATA[Step right up, everyone&#039;s a winner]]></title>
					  <link>http://www.money-tips.com.au/articles/195/1/Step-right-up-everyone039s-a-winner/Page1.html</link>
					  <description><![CDATA[IT'S easy to say your life shouldn't revolve around the mortgage, especially if you don't have one, so I won't bother. But what about making the mortgage revolve around your life? ]]></description>
					  <author>no@spam.com (David Potts)</author>
					  <pubDate>Mon, 23 Mar 2009 08:19:07 EST</pubDate>
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					  <title><![CDATA[Grab onto that lifeline]]></title>
					  <link>http://www.money-tips.com.au/articles/194/1/Grab-onto-that-lifeline/Page1.html</link>
					  <description><![CDATA[Regular pay cheques are a must in tough times. FOR years jobs have been in plentiful supply - it's been a buyer's market. Changing jobs was pretty simple because there were plenty on offer and we could literally pick and choose. Bosses had to be nice to us because we were so hard to replace if ever we left. ]]></description>
					  <author>no@spam.com (David Koch)</author>
					  <pubDate>Tue, 10 Feb 2009 09:03:16 EST</pubDate>
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					  <title><![CDATA[Being Frugal and Saving Money]]></title>
					  <link>http://www.money-tips.com.au/articles/186/1/Being-Frugal-and-Saving-Money/Page1.html</link>
					  <description><![CDATA[We've been brought up in a consumer world, buying our flat screen televisions, luxurious cars and beautiful homes and receiving letters in the mail informing us have we forgotten about the bank. I have read many personal finance blogs, most discussing about being frugal and saving money, but is this the option?]]></description>
					  <author>no@spam.com (Andrew Knight)</author>
					  <pubDate>Mon, 03 Nov 2008 15:35:45 EST</pubDate>
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					  <title><![CDATA[What Will You Splurge On?]]></title>
					  <link>http://www.money-tips.com.au/articles/179/1/What-Will-You-Splurge-On/Page1.html</link>
					  <description><![CDATA[Money splurges, big or small, can be guilt-ridden affairs, especially when they happen impulsively, or fall outside "the spending plan". But nearly everybody splurges from time to time. Here are some tips on how you can indulge guilt free while building and maintaining your wealth.]]></description>
					  <author>no@spam.com (Tracy Piercy)</author>
					  <pubDate>Tue, 30 Sep 2008 11:12:55 EST</pubDate>
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					  <title><![CDATA[Five Tips For Shopping on a Budget]]></title>
					  <link>http://www.money-tips.com.au/articles/176/1/Five-Tips-For-Shopping-on-a-Budget/Page1.html</link>
					  <description><![CDATA[Sticking to a budget is hard enough, but malls, outlets and grocery stores don't make it any easier; with countless promotions, sales, and strategically-placed impulse-buy items, it's easy to get sidetracked and overspend. ]]></description>
					  <author>no@spam.com (Ki Gray)</author>
					  <pubDate>Tue, 30 Sep 2008 09:58:35 EST</pubDate>
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					  <title><![CDATA[Teaching Kids About Budgeting]]></title>
					  <link>http://www.money-tips.com.au/articles/170/1/Teaching-Kids-About-Budgeting/Page1.html</link>
					  <description><![CDATA[If you have kids, you've probably already figured out that teaching them how to handle money is one of the most important skills you'll ever teach them. As a parent, there are two critical areas for you to take action to help your kids the most when it comes to money and budgeting. <br/>]]></description>
					  <author>no@spam.com (Brad Homer)</author>
					  <pubDate>Sun, 31 Aug 2008 06:05:54 EST</pubDate>
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					  <title><![CDATA[Nine Easy Ways to Find Cheap and Free Baby Stuff]]></title>
					  <link>http://www.money-tips.com.au/articles/164/1/Nine-Easy-Ways-to-Find-Cheap-and-Free-Baby-Stuff/Page1.html</link>
					  <description><![CDATA[Raising a baby can be expensive, but, with a little online savvy and some help from your friends, you can save bundles and even find some free baby stuff. Here's how to save money on baby and find the best baby freebies on the web. <br/><br/>]]></description>
					  <author>no@spam.com (Susie Cortright)</author>
					  <pubDate>Wed, 30 Jul 2008 09:17:53 EST</pubDate>
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