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					  <title><![CDATA[The ‘How to’ guide for First Home Buyers]]></title>
					  <link>http://www.money-tips.com.au/articles/190/1/The-aHow-toa-guide-for-First-Home-Buyers/Page1.html</link>
					  <description><![CDATA[With interest rates being the lowest since 2003, more cuts in sight and the first home buyer&#8217;s grant still doubling to $14 000, it is the prime opportunity for &#8216;first-timers&#8217; to take the big step into home-ownership. ]]></description>
					  <author>no@spam.com (Robert Projeski)</author>
					  <pubDate>Wed, 28 Jan 2009 16:52:55 EST</pubDate>
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					  <title><![CDATA[10 points to consider before negotiating to buy a property]]></title>
					  <link>http://www.money-tips.com.au/articles/189/1/10-points-to-consider-before-negotiating-to-buy-a-property/Page1.html</link>
					  <description><![CDATA[Robert Projeski, managing director of Australian Mortgage Options offers a few pointers to consider before making an offer of purchase for a property. ]]></description>
					  <author>no@spam.com (Robert Projeski)</author>
					  <pubDate>Wed, 28 Jan 2009 16:51:10 EST</pubDate>
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					  <title><![CDATA[10 Tips - How to reduce your mortgage]]></title>
					  <link>http://www.money-tips.com.au/articles/188/1/10-Tips---How-to-reduce-your-mortgage/Page1.html</link>
					  <description><![CDATA[Anyone who has ever had to pay off a mortgage will tell you they would love to pay it off before the term, but most people will continue to chip away at their loan on autopilot. A proactive strategy can cut your loan term from 30 years to less than half in some cases.&nbsp;Here are&nbsp;10 ways to own your home sooner. ]]></description>
					  <author>no@spam.com (Robert Projeski)</author>
					  <pubDate>Wed, 26 Nov 2008 07:34:11 EST</pubDate>
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					  <title><![CDATA[A 10 point health check plan on your mortgage]]></title>
					  <link>http://www.money-tips.com.au/articles/161/1/A-10-point-health-check-plan-on-your-mortgage/Page1.html</link>
					  <description><![CDATA[ 

Throughout the life of a mortgage people&rsquo;s situations do change. As a result is it is always wise to get a regular &lsquo;health check&rsquo; on your existing mortgage to see it is still relevant to your circumstances and up to date compared with other products on the market. 
]]></description>
					  <author>no@spam.com (Robert Projeski)</author>
					  <pubDate>Wed, 23 Jul 2008 16:36:24 EST</pubDate>
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					  <title><![CDATA[5 Hot Property Investing Tips ]]></title>
					  <link>http://www.money-tips.com.au/articles/145/1/5-Hot-Property-Investing-Tips-/Page1.html</link>
					  <description><![CDATA[Australian Mortgage Options managing director Robert Projeski suggests 5 tips to consider when investing in property...]]></description>
					  <author>no@spam.com (Robert Projeski)</author>
					  <pubDate>Mon, 02 Jun 2008 10:13:23 EST</pubDate>
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					  <title><![CDATA[Rash of rate rises not necessary]]></title>
					  <link>http://www.money-tips.com.au/articles/131/1/Rash-of-rate-rises-not-necessary/Page1.html</link>
					  <description><![CDATA[Felt by many home buyers, the current interest rate level has sure applied pressure..., but was it necessary - asks Robert Projeski, managing director of Australian Mortgage Options.]]></description>
					  <author>no@spam.com (Robert Projeski)</author>
					  <pubDate>Tue, 13 May 2008 16:09:34 EST</pubDate>
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